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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

A GPS Can Help Even the Accident Odds Between Biker and Driver

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Now that outdoor weather is upon us, the Chicago and South Chicago Personal Injury Lawyers at Grazian and Volpe (now Lloyd Miller Law) wish to re-visit the safety of bikers, motorized or pedal driven. We have advocated on the behalf of hundreds of victims of motor vehicle accidents for over 25 years. It is an obvious fact that motorcyclists and bicyclists suffer worse injuries. Perhaps the scariest and most consistent feature of these accidents are the brain injuries and memory loss suffered by the bike rider. Often, the cyclist suffers a loss of memory rendering them unable to recount the reasons and events of the accident.

As Chicago and South Chicago Accident Lawyers, we often have the unsavory task of reconstructing much of the accident through patterns of damage on the helmet, gear or the break and wound pathology of the victim. Hopefully, photos were taken of the motor vehicles and tire skid patterns. Often the driver of the motor vehicle involved in the accident has an advantage in recounting the details of the accident and not surprisingly-in the light most favorable to themselves meaning the very real possibility that a biker does not receive the settlement to which they may be entitled.

ENTER THE GPS! Recent litigation in the area of motorcycle and bicycle accidents have utilized the information provided by GPS systems employed by bikers to re-construct the true course of the accident. While the GPS systems may be utilized by all sides in a motor vehicle/bike accident, the use of these systems is certainly altering the way both car and bike accidents claims are settled. The Chicago Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) know that the advocacy of claims require the collection and analysis of GPS data, whether from motor vehicle driver or the cyclist. This data is crucial in reconstructing the accident as well as jogging the cyclist’s memory and facilitating their ability to piece together the details of the accident.  Data recorded may provide the speed, direction, stop pattern, road obstructions and time of impact. It can serve to corroborate, refute or clarify the driver’s account of the accident.

It is an unfortunated fact that motorcyclists and bicyclists suffer the worst in any accident involving a motor vehicle. Obtaining maximum settlement for these victims is often hampered by the memory loss often suffered by them due to their greater propensity to head injury.

As experienced Chicago Accident Attorneys we now recommend that our cyclist clients consider traveling with a GPS system as another safety tool. While helmets, lights and proper safety practices may protect a client, a GPS may assure that they obtain maximum compensation for their injuries.

Please follow Grazian and Volpe (now Lloyd Miller Law) the first Tuesday and Thursday of every month on WCIU, You and Me in the Morning where John Grazian discusses issues of public safety and advocacy in a series of engaging formats. These shows are broadcast on YouTube and on our website.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar