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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
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If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
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Hands-Free Technology: Is it Really Safe?

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Proponents claim that hands-free technology improves driver safety. Studies reveal, however, that this is not true. In fact, recent research indicates that talking on the phone using hands-free technology may be more dangerous than driving while drunk.

National Safety Council: Hands-Free Still Poses Risks

According to data from the National Safety Council (NSC), hands-free technology does not lead to safer driving. The NSC details the role of hands-free technology and the reasons why hands-free technology does not substantially contribute to safer roads. NSC data concluded that every day, 9 people are killed and over 1,000 people sustain injuries in auto accidents where distracted driving is a contributing factor.

Drivers who use hands-free technology can miss up to 50% of the view in front of them while they are talking on the phone. While the driver’s eyes might be looking out the windshield and his or her hands are on the steering wheel, the person’s mind will be unevenly focused on the phone call and driving. 

The NSC reasons that holding a phone conversation on a hands-free device is similar to talking on the phone while reading a book. The human brain does not perform as well when trying to perform more than one attention-demanding task at a time. The NSC also reports that:

  • a driver’s ability to process moving images decreases by up to 30% when talking on a phone.
  • distracted driving accident statistics have remained largely the same in recent years despite the increase in hands-free device use.
  • crashes involving hands-free technology are underreported.
  • cellphone use causes drivers’ reaction times to be slower.
  • people who talk on a cellphone while driving are 4 times more likely to be involved in a crash.

Drivers Must Keep Their Mind on Driving

Hands-free devices may enable drivers to keep their hands on the steering wheel, but that is only one area of distraction drivers face. Drivers who are using the technology may still be tempted to look at their phones while driving, and they’re actively engaging in distracted driving when speaking to another person over the phone.

To help keep the roads safer, drivers should use hands-free devices responsibly. They should take steps to limit their reliance on hands-free devices when they are behind the wheel.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar