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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Illinois Passes Law Aimed at Preventing Truck Accidents

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In a concerted effort to increase safety on Illinois roads and to decrease the potential for dangerous bridge strikes, Governor Pat Quinn recently signed House Bill 1377 into law. The result of recommendations made by a State of Illinois task force, the law goes into effect on January 1, 2012.

To prevent injuries, deaths and unnecessary costs, the new law focuses on key components, including:

  • Making truck routing and restrictions more accessible
  • Merging databases containing key truck routing data
  • Requiring local governments to provide up-to-date truck route information for posting online
  • Providing an educational program for truck drivers about differences between truck and car GPS (global positioning satellite) devices

“There is a significant gap between what is readily available, and what should be reported and made available for manufacturers, to utilize in providing accurate truck-specific routing,” said John McAvoy, director of engineering for Rand McNally and a member of the task force. “Providing vital height and weight information in an easily accessible format will benefit all who share the road,” he says.

According to the most recent data provided by the U.S. Department of Transportation (DOT), serious personal injuries relating to truck accidents injured more than 75,000 people and wrongful-death trucking accidents claimed more than 3,600 lives in 2009. There were more than 9,319 truck accidents in Illinois alone during the same year.

The new law, and the publicly available information resulting from it, should help drivers of trucks as well as passenger vehicles choose safe routes for getting to their destinations. Unfortunately, it does not address the issue of why most trucking accidents are caused: by driver error.

Not only are truck drivers responsible for driving safely and maintaining realistic schedules, they must drive defensively. They must understand the performance capabilities of large commercial vehicles including braking distance and limited maneuverability. They must also be especially vigilant when passenger vehicles disappear into the “no-zones” where visibility is minimal. Though most commercial tractor-trailer drivers are skilled and alert, there are those who put lives in danger by risky and reckless decisions and behaviors.

Contact a Chicago Truck Accident Attorney

If an accident does occur between a truck and a passenger vehicle, it is important for injured victims to protect their rights by consulting with an experienced personal injury and wrongful death lawyer. Individuals in Chicago are advised to speak with a Chicago truck accident attorney.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar