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Lawyers oversee legal matters on behalf of their clients. When looking for one, you need to know the legal services you need. In the case of a car accident claim, a lawyer will oversee all communications and negotiations between you and the insurance company. The lawyer will also help you file court-mandated documents within the statute of limitations (time limits) for filing those documents. 
An insurance claim is a request for benefits or compensation for damages that result from a motor vehicle accident. The claim is typically made with the insurance company representing the driver who is at fault.  Both drivers will need to report the accident to their insurance companies, however, in accordance to the requirements of their individual policies. Many car insurance claims are made each day around the nation, and the process has become relatively standardized. That doesn’t mean the insurance company won’t push back if they believe they shouldn’t recognize their liability, but the process will be similar to most other accidents of the same type.
Chicago car accident attorneys are likely going to attempt to reach a settlement with the insurance company before going to court. The majority of car accident lawsuits are settled out of court. However, if the insurance company refuses to offer a reasonable settlement, or if they have decided to argue fault for the accident, you could find yourself going to court.  
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Call: 773-838-8100

Illinois Woman Hits Man Changing Tire, Admits to Texting While Driving

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Illinois Woman Hits Man Changing Tire, Admits to Texting While Driving

Recently, a 23-year-old woman driving on Highway 53 in Illinois crashed into the back of a pickup truck parked on the left shoulder, crushing a man between the median and his truck. The woman admitted she was scrolling through the contact list on her cell phone when she veered into the right lane, struck a car, and then ran off the road to the left hitting the truck, where the man was changing a tire. The woman was cited with texting while driving, improper lane change, and driving on the shoulder of the road.

Illinois is one of 34 states in the U.S. that has a law prohibiting the use of “an electronic communication device to compose, send or read an electronic message” while driving. The law, which went into effect January 1, 2010, imposes a fine of at least $75.

Under Illinois law, the term “electronic message” includes text messages, instant messages, and “a command or request to access an Internet site.”

Exceptions to the law include law enforcement officers performing official duties; a driver who is reporting an emergency situation and continuing communication with emergency personnel; a driver using an electronic communication device in “hands-free or voice-activated mode;” commercial vehicle drivers reading messages on permanently installed commercial vehicle devices; a driver parked on the shoulder of the road; and a driver whose car is in neutral or park and is stopped in traffic due to the traffic being obstructed.

Unlike most states, Illinois law makes texting while operating a motor vehicle a moving violation, making it a primary offense. This means police can stop and cite a driver upon observing the offense. In states where the offense is secondary, the police must observe the driver committing some other primary offense in order to conduct a stop, making enforcement of the law difficult.

In the wake of continuous studies that prove distracted driving causes accidents, some South Chicago motor vehicle accident attorneys are hopeful more and more states will ban the use of mobile devices while driving and help decrease the number of motor vehicle accidents and fatalities every year.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Law Group, Ltd.

Chicago accident lawyer Kurt D. Lloyd