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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Keeping Children Safe During These Last Few Weeks of Summer

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Many families are taking last minute vacations before the kids head back to school. With high airfare costs, many will choose to travel by car. Following simple car safety tips during this last stretch of summer will keep children safe and mitigate the chances of a car accident.

Perform Car Maintenance: Before leaving on vacation make sure your car, including the vehicle’s air condition, is in good condition.

Properly Install Car Seats: Make sure car seats and booster seats are properly installed and your children are secure in their seats. Additionally, children under the age of 12 should always ride in the back seat.

Secure Loose Objects. Cell phones, cameras and other loose objects in the car can become dangerous weapons in the event of the crash due to the force caused by an accident. Making sure they are secure can prevent injuries.

Ban Unsupervised Children in the Car: It is tempting to leave your children in the car to run a quick errand. However, with record breaking heat temps, this could be catastrophic. Car temperatures can rise to a deadly degree in less than 10 minutes-even when the windows are cracked.

Keep Children Hydrated. Children can dehydrate quickly in hot summer temperatures. Make sure you have cool water available in the car.

Lock Car Doors. When the car is not in use, make sure you lock the car doors to ensure that children don’t enter the vehicle by themselves.

Curb Children’s Boredom. Bring books and toys to keep children occupied. The more content your children are, the less distracted you will be from driving. Make sure, however, these items are put away securely when not in use will reduce the risk that they will be dangerous projectile objects in the event of a collision.

Lastly, the most important thing to remember on your car trip is to have fun!

Source: Parents Central, Safe for Life, 2012

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar