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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

How to Make Sure Your Biker Client Gets a Fair Shake

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The Chicago Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) have advocated on the behalf of the victims of motorcycle accidents for over 25 years. The challenge for any personal injury attorney practicing in this area is to deal with the misperceptions the non-riding public has of motorcycle riders.

Court surveys indicate that the jury verdicts in favor of the victims of motorcycle accidents come in 25% lower than those of a similar accident involving the drivers of motor vehicles. While many may argue the percentages, the bottom line is that juries treat those who ride motorcycles differently and motorcycle riders need to be cognizant of this when interviewing accident lawyers to handle their claims. Lawyers practicing in the area of motorcycle accidents need to be aware of and prepared to handle the inherent bias against riders.

Jury focus groups assembled to review motorcycle accidents reveal that the non-riding public perceives riders as motorists who range from risk takers to just plain reckless. While clearly not a true perception of the riding public, a personal injury attorney representing a rider must be prepared to dispel these perceptions.

It is important to differentiate the client from these perceptions and to identify him as a “regular Joe or Josephine.” Evidence of the client’s education, family, employment, worship habits and community involvement must be acquired and developed as a priority to counter the defense’s anticipated exploitation of the general negative public perception.

As Chicago and South Chicago Motor Vehicle Accident lawyers of over 25 years, we are continually surprised of the insistence of these negative perceptions in light of the growing number of people 50 and over who begin riding as a cost effective way of enjoying free time through economical travel.

Insurance companies are aware of the challenges faced by the defenders of these claims and often refuse just settlement based on a riders chances at trial.

We recently reached a large settlement with a not-so-good insurance company that refused to deal until we were able to establish that our client was a nurse, with two children in college and a long standing commitment to charity and community service.

As we wrote in our blog on March 28th, a GPS system can be crucial where a client has suffered memory loss and/or a driver is insisting that the rider is at fault.  This coupled with positive evidence of responsible character may be the key factors in assuring that your client is not one of the riders who does not receive the settlement they deserve.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar