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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

How to Make Sure Your Biker Client Gets a Fair Shake

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The Chicago Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) have advocated on the behalf of the victims of motorcycle accidents for over 25 years. The challenge for any personal injury attorney practicing in this area is to deal with the misperceptions the non-riding public has of motorcycle riders.

Court surveys indicate that the jury verdicts in favor of the victims of motorcycle accidents come in 25% lower than those of a similar accident involving the drivers of motor vehicles. While many may argue the percentages, the bottom line is that juries treat those who ride motorcycles differently and motorcycle riders need to be cognizant of this when interviewing accident lawyers to handle their claims. Lawyers practicing in the area of motorcycle accidents need to be aware of and prepared to handle the inherent bias against riders.

Jury focus groups assembled to review motorcycle accidents reveal that the non-riding public perceives riders as motorists who range from risk takers to just plain reckless. While clearly not a true perception of the riding public, a personal injury attorney representing a rider must be prepared to dispel these perceptions.

It is important to differentiate the client from these perceptions and to identify him as a “regular Joe or Josephine.” Evidence of the client’s education, family, employment, worship habits and community involvement must be acquired and developed as a priority to counter the defense’s anticipated exploitation of the general negative public perception.

As Chicago and South Chicago Motor Vehicle Accident lawyers of over 25 years, we are continually surprised of the insistence of these negative perceptions in light of the growing number of people 50 and over who begin riding as a cost effective way of enjoying free time through economical travel.

Insurance companies are aware of the challenges faced by the defenders of these claims and often refuse just settlement based on a riders chances at trial.

We recently reached a large settlement with a not-so-good insurance company that refused to deal until we were able to establish that our client was a nurse, with two children in college and a long standing commitment to charity and community service.

As we wrote in our blog on March 28th, a GPS system can be crucial where a client has suffered memory loss and/or a driver is insisting that the rider is at fault.  This coupled with positive evidence of responsible character may be the key factors in assuring that your client is not one of the riders who does not receive the settlement they deserve.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar