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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Motor Vehicle Accidents and the Distracted Driver

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For over 25 years, the attorneys at Grazian and Volpe (now Lloyd Miller Law) have represented the victims of motor vehicle accidents in Illinois, Chicago and South Chicago. It has been distressing to observe the increase in avoidable accidents caused by drivers distracted by the use of a hand-held device, i.e. the cell phone or a smart device- eating and putting on make-up also qualifies.

These crashes often cause serious personal injury and death. The National Highway Administration defines a distracted driver as the driver of a vehicle who engages in an activity that has the potential to take his or her attention away from the primary task of driving. It is estimated that over 35% percent of all personal injuries sustained in a car crash or motor vehicle accident were the result of distracted driving.

There are three main categories of distraction:

  • Visual: Taking your eyes off the road
  • Manual-taking your hands off the wheel;
  • Cognitive-taking your mind off the focus of driving ( i.e., arguing with your spouse on the cell phone)

The more distraction types involved, the greater becomes the likelihood of a crash. For example, a driver using a hand-held device is normally looking at, manipulating and concentrating on the device and increasing his risk of serious injury in a crash by 400%(according to the Insurance Institute for Highway Safety).

For more information on this subject please visit our blog or Grazian and Volpe (now Lloyd Miller Law) on FaceBook. Please feel free to submit questions to John Grazian at WCIU, You and Me in the Mornings or just call Grazian and Volpe (now Lloyd Miller Law) for a free consultation on your personal injury, accident or workplace injury questions.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar