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An insurance claim is a request for benefits or compensation for damages that result from a motor vehicle accident. The claim is typically made with the insurance company representing the driver who is at fault.  Both drivers will need to report the accident to their insurance companies, however, in accordance to the requirements of their individual policies. Many car insurance claims are made each day around the nation, and the process has become relatively standardized. That doesn’t mean the insurance company won’t push back if they believe they shouldn’t recognize their liability, but the process will be similar to most other accidents of the same type.
Chicago car accident attorneys are likely going to attempt to reach a settlement with the insurance company before going to court. The majority of car accident lawsuits are settled out of court. However, if the insurance company refuses to offer a reasonable settlement, or if they have decided to argue fault for the accident, you could find yourself going to court.  
Insurance companies try to minimize accident claims as a basic business practice. Reputable insurance companies do need to ensure that they are following the laws, however. There are several common reasons why an insurance company will deny a claim in good faith.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Motor Vehicle Accidents and Teen Drivers: New Law

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Motor Vehicle Accidents and Teen Drivers New Law

For over 25 years, Grazian and Volpe has advocated on behalf of victims injured in motor vehicle accidents. Tragically, a good majority of motor vehicle accidents are the result of distracted drivers, truck drivers or motor carrier drivers ignoring safety standard, intoxicated drivers or inexperienced drivers, i.e, Teen Drivers. These avoidable personal injuries are always jarring and senseless to the victims, their families and the personal injury attorneys called upon to advocated on their behalf.

It is now promising to find that new federal laws regarding teen drivers may result from the data collected from a recent national survey conducted by Allstate Insurance. The survey found that 6 out of 10 Americans support a “national graduate driver licensing (GDL) law”. Currently, the Safe Teen and Novice Driver Uniform Protection Act (STANDUP) is pending in Congress as part of a broader bill known as Mariah’s Law named after an Arkansas teen killed in a crash involving texting.

STANDUP would restrict nighttime driving, limit the number of passengers in a teen’s car, prohibit the use of cell phones while driving, and the issuance of permits and licenses with specific age requirements thorough a gradual, multi-phased process.

For more information on this current and provocative subject please visit on blog or Grazian and Volpe on FaceBook. Please feel free to submit questions to John Grazian at WCIU, You and Me in the Mornings or just call Grazian and Volpe for a free consultation on your personal injury, accident or workplace injury questions.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Law Group, Ltd.

Chicago accident lawyer Kurt D. Lloyd