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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

New Illinois Law Targets Backseat Passengers… and Drivers!

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Your Motor Vehicle Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) could not be more pleased by the new amendment to the Illinois Vehicle Code requiring all passengers to wear safety belts (625 ILCS 5/12-603.1). Formerly, the requirement only applied to a driver, front seat passengers and all other riders under the age of 19. Now, all passengers including the know it all back seat mother in law/driver are required to buckle up.  The only exceptions apply to a driver of or passenger in an authorized emergency vehicle, and a back seat passenger of a taxi-cab. As advocates for many a victim of a mad cabbie – Grazian and Volpe (now Lloyd Miller Law) admonishes all their clients to buckle up in a taxi-regardless of the free pass and remember 311 to report dangerous taxis.

Please remember that children under 8 must be secured according to the provisions set out by the Child Passenger Protection Act, which also governs safety belt requirements for passengers between the ages of 9 and 15.

For more motor vehicle and taxi safety tips please watch John Grazian on WCIU, You and Me in the Morning or visit the Grazian and Volpe (now Lloyd Miller Law) Accident Law website blog page for more articles on how you can avoid personal injury in a motor vehicle accident, truck accident, motor or bicycle accident.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar