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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

New Tool in the War on Texting and Driving

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Your Chicago Injury Attorneys at Grazian and Volpe (now Lloyd Miller Law) make a good living from the negligence of those who text and drive and cause car accidents and truck accidents. However, we would certainly prefer our clients and the general public stay safe and avoid personal injury. We may be lawyers but we still are humans!

I just spent 20 hours driving cross country to get my youngest daughter off to her first year of college. My wife and I witnessed  many car drivers of cars and trucks who were texting while driving at speeds well over 60 miles per hour. The majority of these drivers were truck drivers. It was so prolific that we started a car game competition to see who could spot the most truck drivers texting. Unfortunately, we found most truck drivers were texting and the competition was to find the drivers that were not texting! Studies show that this is more dangerous than drinking while driving and more likely to cause serious personal injury and wrongful death. Yet texting while driving appears to be on the increase.

I was very pleased to see a recent article in Investor’s Business Daily which reported the invention of a new deivice designed to prevent this dangerous practice. Anna University researchers in India have found a way to detect when someone is texting, and then jam the phone. The device uses a radio-frequency identification chip to find out if the vehicle is moving and whether the driver is texting. Unlike similiar devices, this technology can tell the driver from a passenger and jam only the driver’s phone.

On the highways and in South Chicago we have a huge amount of truck traffic. Your Chicagoland Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) beg that you drive defensively and be aware of drivers who are texting while driving. Remember, it is always better to stay safe, but if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law), your Chicago and South Chicago accident lawyers for over 30 years!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar