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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

New Tool in the War on Texting and Driving

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Your Chicago Injury Attorneys at Grazian and Volpe (now Lloyd Miller Law) make a good living from the negligence of those who text and drive and cause car accidents and truck accidents. However, we would certainly prefer our clients and the general public stay safe and avoid personal injury. We may be lawyers but we still are humans!

I just spent 20 hours driving cross country to get my youngest daughter off to her first year of college. My wife and I witnessed  many car drivers of cars and trucks who were texting while driving at speeds well over 60 miles per hour. The majority of these drivers were truck drivers. It was so prolific that we started a car game competition to see who could spot the most truck drivers texting. Unfortunately, we found most truck drivers were texting and the competition was to find the drivers that were not texting! Studies show that this is more dangerous than drinking while driving and more likely to cause serious personal injury and wrongful death. Yet texting while driving appears to be on the increase.

I was very pleased to see a recent article in Investor’s Business Daily which reported the invention of a new deivice designed to prevent this dangerous practice. Anna University researchers in India have found a way to detect when someone is texting, and then jam the phone. The device uses a radio-frequency identification chip to find out if the vehicle is moving and whether the driver is texting. Unlike similiar devices, this technology can tell the driver from a passenger and jam only the driver’s phone.

On the highways and in South Chicago we have a huge amount of truck traffic. Your Chicagoland Accident Lawyers at Grazian and Volpe (now Lloyd Miller Law) beg that you drive defensively and be aware of drivers who are texting while driving. Remember, it is always better to stay safe, but if you can’t stay safe, stay with Grazian and Volpe (now Lloyd Miller Law), your Chicago and South Chicago accident lawyers for over 30 years!

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar