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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Steer Clear of Motorcycle Accidents This Summer

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Summer is finally here, but with it comes increased safety risks for many people here in the Chicago area. As the weather becomes nicer, there are more and more residents taking to the streets, or their bicycles or motorcycles. Motor vehicle drivers need to do their best to keep a proper lookout for pedestrians, cyclists and bikers in order to avoid tragic collisions. Of course, those on foot or bikes should also follow traffic laws to protect themselves and prevent serious accidents.

Pedestrians and bikers are, of course, at a great risk of suffering catastrophic injuries when collisions with cars do occur. Many residents have heard that late last week a man died after falling from his motorcycle and being struck by a taxi in the North Side Lakeview area.

CBS Chicago reported that the accident took place at about 3 p.m. Thursday, June 20, in the area of North Lake Shore Drive and West Grace Street.

The cab driver has stated that he did not have time to brake. He was not cited in relation to the fatal accident.

A number of dangerous motorcycle accidents occur in the spring and summer months when drivers neglect to see motorcycles because they are yet not used to sharing the roads. This often happens when drivers pull out onto a street or make a left-hand turn. Such accidents can lead to fatal injuries for motorcyclists, so it is important for drivers to always look both ways when turning or pulling onto a street. Additionally, it is crucial for drivers to avoid distractions – like cellphones – that can keep them from spotting a motorcycle or pedestrian.

When negligence does lead to a motorcycle accident or another type of motor vehicle accident, victims and their families may be wise to talk to a personal injury attorney about their rights and options.

Source: CBS Chicago, “Man Dies After Falling From Motorcycle, Getting Hit By Car In Lakeview,” June 20, 2013
Source: Albany Times Union, “It’s ‘left-turn’ accident season for motorcyclists,” Matthew Hamilton, June 6, 2013

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar