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The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Study Shows Roads More Dangerous for Elderly Pedestrians Than Elderly Drivers

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We’ve all heard of the problems associated with elderly drivers getting behind the wheel of a car and causing auto accidents. However, a new study shows that seniors are more likely to be involved in an auto accident as a pedestrian crossing the street than as a driver.

The study, conducted by researchers from the University of Plymouth in the United Kingdom, reviewed data from road accident fatalities from the UK police records between 1989 and 2009. Individuals over 70 years of age were found to be five times more likely to be hit by a vehicle while walking than those in the 21-29 age group.

This statistic seems to be true for U.S. seniors. According to the Journal of America Geriatrics Society, older adults in the U.S. accounted for 37 percent of all pedestrian fatalities in 2009.

Jonathan Rolison, study lead, says the reason could be because seniors crossing the road often times underestimate speeds and distances.

This is alarming considering legislatures in both the UK and U.S. are pushing for stricter license renewal procedures for seniors. However, Rolison, indicates that, ” Assessing whether older adults can drive is important, but the problem is it leads to policies which are becoming tighter and tighter and distract us from older adults at risk as pedestrians.”

With the increase in aging baby boomers, “now is the time to focus on making pathways and transportation areas more safe,” he added.

Rolison recommends allocating more time to cross the streets and installing traffic islands as ways to mitigate pedestrian injuries and fatalities.

Source: Reuters, Driver’s seat safer than sidewalk for older adults, Natasja Sheriff, Aug 23, 2012

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar