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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Study Shows Roads More Dangerous for Elderly Pedestrians Than Elderly Drivers

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We’ve all heard of the problems associated with elderly drivers getting behind the wheel of a car and causing auto accidents. However, a new study shows that seniors are more likely to be involved in an auto accident as a pedestrian crossing the street than as a driver.

The study, conducted by researchers from the University of Plymouth in the United Kingdom, reviewed data from road accident fatalities from the UK police records between 1989 and 2009. Individuals over 70 years of age were found to be five times more likely to be hit by a vehicle while walking than those in the 21-29 age group.

This statistic seems to be true for U.S. seniors. According to the Journal of America Geriatrics Society, older adults in the U.S. accounted for 37 percent of all pedestrian fatalities in 2009.

Jonathan Rolison, study lead, says the reason could be because seniors crossing the road often times underestimate speeds and distances.

This is alarming considering legislatures in both the UK and U.S. are pushing for stricter license renewal procedures for seniors. However, Rolison, indicates that, ” Assessing whether older adults can drive is important, but the problem is it leads to policies which are becoming tighter and tighter and distract us from older adults at risk as pedestrians.”

With the increase in aging baby boomers, “now is the time to focus on making pathways and transportation areas more safe,” he added.

Rolison recommends allocating more time to cross the streets and installing traffic islands as ways to mitigate pedestrian injuries and fatalities.

Source: Reuters, Driver’s seat safer than sidewalk for older adults, Natasja Sheriff, Aug 23, 2012

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar