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Lawyers oversee legal matters on behalf of their clients. When looking for one, you need to know the legal services you need. In the case of a car accident claim, a lawyer will oversee all communications and negotiations between you and the insurance company. The lawyer will also help you file court-mandated documents within the statute of limitations (time limits) for filing those documents. 
An insurance claim is a request for benefits or compensation for damages that result from a motor vehicle accident. The claim is typically made with the insurance company representing the driver who is at fault.  Both drivers will need to report the accident to their insurance companies, however, in accordance to the requirements of their individual policies. Many car insurance claims are made each day around the nation, and the process has become relatively standardized. That doesn’t mean the insurance company won’t push back if they believe they shouldn’t recognize their liability, but the process will be similar to most other accidents of the same type.
Chicago car accident attorneys are likely going to attempt to reach a settlement with the insurance company before going to court. The majority of car accident lawsuits are settled out of court. However, if the insurance company refuses to offer a reasonable settlement, or if they have decided to argue fault for the accident, you could find yourself going to court.  
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Call: 773-838-8100

Texting Is Dangerous, Risky Distraction for Teen Drivers

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Don't text while driving sign on the high way

The 2011 annual federal survey about risky teenage behaviors showed several areas of significant improvement in dangerous driving practices, but texting or e-mailing while driving is a huge exception.

Earlier this month, the Centers for Disease Control and Prevention, known as the CDC, released the findings from the 2011 National Youth Risk Behavior Survey, or YRBS. While the survey targets many areas of high risk behavior, car accidents are an important focus because they are the most common cause of U.S. teen death. According to the CDC, more than one-third of teen deaths are from motor-vehicle crashes.

The 2011 survey shows, in particular, that about one-third of high school students responding admitted to texting or e-mailing while driving in the past 30 days. This was the first year the agency had included this question, not surprising considering the recent explosion in this type of electronic communication among young people.

Typing on a cell phone while driving takes eyes, hands, and concentration away from the primary task of driving safely, putting the driver, other passengers, other vehicles, pedestrians, bikers and motorcyclists all at high risk of an accident.

On a more positive note, some risky driving behaviors have improved. For example, more teens wear seat belts, fewer kids get in the car if the driver has been drinking alcohol and fewer drive drunk.

Source: Reuters, “One-third of US teens report texting while driving-CDC,” David Beasley, June 8, 2012

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Law Group, Ltd.

Chicago accident lawyer Kurt D. Lloyd