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If you get into a car accident and the other driver doesn’t have insurance, you have two options. You can pursue a claim against the other driver if it was his or her fault, or you can file a claim under your own car insurance policy. In either case, it's important to file a police report, report the accident to your insurance, and follow the usual steps after an accident. If you need help with a claim involving an uninsured driver, reach out to Lloyd Miller Law Group at (773) 838-8100.
After an accident with an uninsured driver, knowing how to file an uninsured motorist claim can help you protect your rights. Even though Illinois mandates automobile insurance, many drivers don't have sufficient coverage. In an accident involving an uninsured driver, you might need to seek benefits from your own insurance provider. To do so, you will need to have a good grasp of the law, your insurance policy, and the steps to take when handling a situation involving an uninsured driver.
If you get in a car accident that results in serious injury, you might wonder who pays for medical bills after a car accident. You are responsible for ensuring the bills are paid when you seek medical treatment. However, financial recovery is a combination of your funds, your health insurance, your auto insurance, the at-fault driver's insurance, and the at-fault driver themselves. This is particularly true if you hire an Illinois car accident attorney to assist with your claim.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Texting Is Dangerous, Risky Distraction for Teen Drivers

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The 2011 annual federal survey about risky teenage behaviors showed several areas of significant improvement in dangerous driving practices, but texting or e-mailing while driving is a huge exception.

Earlier this month, the Centers for Disease Control and Prevention, known as the CDC, released the findings from the 2011 National Youth Risk Behavior Survey, or YRBS. While the survey targets many areas of high risk behavior, car accidents are an important focus because they are the most common cause of U.S. teen death. According to the CDC, more than one-third of teen deaths are from motor-vehicle crashes.

The 2011 survey shows, in particular, that about one-third of high school students responding admitted to texting or e-mailing while driving in the past 30 days. This was the first year the agency had included this question, not surprising considering the recent explosion in this type of electronic communication among young people.

Typing on a cell phone while driving takes eyes, hands, and concentration away from the primary task of driving safely, putting the driver, other passengers, other vehicles, pedestrians, bikers and motorcyclists all at high risk of an accident.

On a more positive note, some risky driving behaviors have improved. For example, more teens wear seat belts, fewer kids get in the car if the driver has been drinking alcohol and fewer drive drunk.

Source: Reuters, “One-third of US teens report texting while driving-CDC,” David Beasley, June 8, 2012

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar