Free Consultation
phone ringing icon
Featured Posts
The word "SETTLEMENT" printed on a torn piece of paper placed over several U.S. hundred-dollar bills. Low Settlement Offers
Once you receive a lowball settlement offer, politely reject it, remain calm, ask for a written explanation, and document everything. Low settlement offers are a common tactic insurance companies use to reduce the actual claim value after a Chicago car accident. The insurer exploits your vulnerability and limited legal knowledge to trick you into accepting a payout that does not cover the full scope of your damages or losses. 
A woman sitting on the roadside, holding her head in distress after a car accident. Why Insurance Companies Delay Car Accident Claims
Insurance companies delay car accident claims even when fault is clear to earn interest from the funds set aside for a payout, bring the claim near the statute of limitations, and push the claimant to accept a lowball settlement offer or quit pursuing the claim altogether. Delays in a Chicago car accident claim can lower your settlement value by weakening evidence and allowing insurers to dispute liability or damages. Crucial steps you can take to protect your rights when an insurance company delays your accident claim include recording every interaction, carefully examining your insurance policy, and seeking legal support.
a man in a wheelchair with a neck brace and an arm sling, indicating he has sustained injuries. Uber & Lyft Laws
Under Chicago Uber & Lyft laws, who pays after an accident depends on the status of the driver’s app. If the app is on, the rideshare company’s liability policy pays. If the app is off, the driver’s personal insurance covers damages and losses arising from the accident. If another driver was liable, that driver’s insurer will be responsible for covering the arising costs and losses.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Texting & Driving: No Laughing Matter

Posted By:

OMG. AITR. LOL. Adults may not quickly understand text message shorthand much less be able to use it proficiently. However, teenagers have become masters at conversing via text nearly anywhere and anytime without even thinking about it, but that’s where the problem lies.

Nearly 75 percent of American teenagers admit to texting while driving, and thus increasing their chances of being in an accident by 23 times. The unfortunate fact is that many of those accidents do not leave the drivers or the passengers AAS (alive and smiling); rather, they are more likely to be DOA (dead on arrival).

Tragedy Could Be Just a Keystroke Away

Recognizing the deadly consequences of texting and driving, AT&T recently launched a campaign to promote the message “TXTNG & DRIVNG … IT CAN WAIT.” As part of the campaign, AT&T created a documentary in 2010 called “The Last Text” to share the real stories of lives impacted by texting while driving. It seems to have struck a nerve: nearly 2.5 million views have been recorded by YouTube with thousands of viewers leaving comments.

Phone manufacturers are also taking measures to prevent texting in vehicles. Many phones now feature “car mode” which blocks users from accessing texts received or sending texts while vehicles are in motion.

On a state level, Illinois lawmakers decided to take the legislative route to discourage distracted driving in Illinois. Effective January 1, 2010, the text messaging and cell phone law (Public Act 096-0130) prohibits a person from operating a vehicle on a roadway while using a device to compose, send or read e-mail, text messages or instant messages. Fines for violation of the law begin at $75.

The efforts to prevent tragedies, such as those seen in the AT&T documentary, are noble. But will they be enough to make a change in teenage driving habits? That is TBD.

Source: CBS News

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar