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Close-up of personal injury claim form and pen. injury claim when the injury becomes permanent
What changes in an Illinois injury claim when an injury becomes permanent is that the focus shifts from temporary recovery to dealing with long-term disability, diminished earning potential, and future medical treatments and expenses. A long-term injury changes your medical documentation, increases your claim value, and pushes the insurer to employ aggressive defense strategies. Comprehensive medical records categorizing your injuries as permanent, a doctor’s report declaring that you have attained maximum medical improvement (MMI), and post-operative reports are some examples of medical evidence to prove a permanent injury in Illinois.
Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Texting & Driving: No Laughing Matter

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OMG. AITR. LOL. Adults may not quickly understand text message shorthand much less be able to use it proficiently. However, teenagers have become masters at conversing via text nearly anywhere and anytime without even thinking about it, but that’s where the problem lies.

Nearly 75 percent of American teenagers admit to texting while driving, and thus increasing their chances of being in an accident by 23 times. The unfortunate fact is that many of those accidents do not leave the drivers or the passengers AAS (alive and smiling); rather, they are more likely to be DOA (dead on arrival).

Tragedy Could Be Just a Keystroke Away

Recognizing the deadly consequences of texting and driving, AT&T recently launched a campaign to promote the message “TXTNG & DRIVNG … IT CAN WAIT.” As part of the campaign, AT&T created a documentary in 2010 called “The Last Text” to share the real stories of lives impacted by texting while driving. It seems to have struck a nerve: nearly 2.5 million views have been recorded by YouTube with thousands of viewers leaving comments.

Phone manufacturers are also taking measures to prevent texting in vehicles. Many phones now feature “car mode” which blocks users from accessing texts received or sending texts while vehicles are in motion.

On a state level, Illinois lawmakers decided to take the legislative route to discourage distracted driving in Illinois. Effective January 1, 2010, the text messaging and cell phone law (Public Act 096-0130) prohibits a person from operating a vehicle on a roadway while using a device to compose, send or read e-mail, text messages or instant messages. Fines for violation of the law begin at $75.

The efforts to prevent tragedies, such as those seen in the AT&T documentary, are noble. But will they be enough to make a change in teenage driving habits? That is TBD.

Source: CBS News

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar