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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Van crashes into CTA bus on Chicago’s West Side

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It was seemingly normal Saturday afternoon for two Chicago women driving home after spending the morning shopping for a baby shower. Their afternoon quickly turned chaotic, however, when a blue van came out of nowhere and ran into a Chicago Transit Authority bus stopped in the traffic lane next to them. The impact had so much force that the van spun and ran into them, causing damage to the car.

The women were not seriously hurt, but 14 other people were hospitalized in the Chicago area as a result of the bus accident. Two of these people, including the driver of the van that caused the accident, were admitted to Mt. Sinai Hospital in serious-to-critical condition, a Chicago Fire Department spokesman said. An additional 12 injured bus passengers were admitted to various hospitals in good-to-serious condition, according to Examiner.com.

Depending on the situation, injured bus passengers might have legal recourse against a negligent driver who causes such an accident. If the driver of the bus itself is legally at fault, the passenger will generally be required to sue the public entity that operates the bus rather than bring a lawsuit directly against the driver.

For example, if the CTA bus driver had caused the accident, rather than the driver of the van, injured passengers would most likely have to bring a lawsuit against the CTA. In general, injured passengers will have an easier time seeking damages against the driver of a privately owned vehicle than against a public entity.

Source: Examiner.com, “Baby shower shopping leads to crash on Madison St.,” Travles Lane, April 21, 2012.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar