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Lawyers oversee legal matters on behalf of their clients. When looking for one, you need to know the legal services you need. In the case of a car accident claim, a lawyer will oversee all communications and negotiations between you and the insurance company. The lawyer will also help you file court-mandated documents within the statute of limitations (time limits) for filing those documents. 
An insurance claim is a request for benefits or compensation for damages that result from a motor vehicle accident. The claim is typically made with the insurance company representing the driver who is at fault.  Both drivers will need to report the accident to their insurance companies, however, in accordance to the requirements of their individual policies. Many car insurance claims are made each day around the nation, and the process has become relatively standardized. That doesn’t mean the insurance company won’t push back if they believe they shouldn’t recognize their liability, but the process will be similar to most other accidents of the same type.
Chicago car accident attorneys are likely going to attempt to reach a settlement with the insurance company before going to court. The majority of car accident lawsuits are settled out of court. However, if the insurance company refuses to offer a reasonable settlement, or if they have decided to argue fault for the accident, you could find yourself going to court.  
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Women Face More Injury in Car Accidents

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Female motorist experiencing whiplash in car crash

When litigating car accident lawsuits, we have always found that women seem to consistently sustain more serious injuries than males. Predominantly, back and brain injuries. We began to wonder if this was just the experience of Grazian and Volpe or if it was a statistical fact.

We began to do some research and came upon a study done by the University of Virginia in October 2011. Interested readers can access the full report at ajph.aphapublications.org/.

Researchers reviewed information on 45,445 crash victims gathered by the National Highway Traffic Safety Administration over 11 years. Compared with male drivers studied, women were 5 1/2 inches shorter and 35 pounds lighter; fewer were overweight, and more were driving passenger cars at the time of the crash(carpools, ferrying children, and elderly parents and family members). After controlling for these factors and others, the study found that women were 47 percent more likely to suffer severe injuries, most notably brain and spinal injuries.

The study concludes that females are more susceptible to brain injury, neck injury, and spinal injury because of differences in neck strength and musculature. In addition, the positioning of head restraints and seating positions are not configured for the shorter female stature. The study posited that car safety devices have been designed with a male template and car manufacturers may need to consider designing safety features that can accommodate gender differences.

Dipan Bose, lead author of the study cautions female drivers “ensure that their safety systems perform optimally, including maintaining a good belt fit and correct seating posture.”

We have not seen any accommodations made by car manufacturers so it seems incumbent upon female drivers to take it upon themselves to provide a more secure interior driving environment by assuring their necks and backs are secure and well-supported and their seat belts fit firmly.

Remember, it is always better to stay safe and avoid an accident and a lawyer. That isn’t always possible, however, and if you were in an accident, you should contact an experienced car accident attorney to help you with your claim.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Law Group, Ltd.

Chicago accident lawyer Kurt D. Lloyd