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Man holding head in despair after car collision. if the at-fault driver's insurance doesn't cover your injuries
Your options if the at-fault driver’s insurance does not cover your injuries in Chicago, IL, include relying on your uninsured/underinsured motorist (UM/UIM) policy, suing the driver directly, or covering your medical bills with your health insurance. An attorney can examine your case, discuss available options for compensation, and compile strong evidence to prove the full scope of your damages. Working with an attorney protects you from spending your money to pay for expenses arising from another party’s negligence, even when insurance coverage is limited.
An insurance claim form surrounded by financial documents, a calculator, a pen, and eyeglasses. Ask for More After an Insurance Settlement Offer
You can ask for more after an insurance settlement offer in Chicago, IL, because the first offer marks the beginning of the negotiation process. The initial offer is often low, and insurance companies hope that you will accept it so that they can close the claim quickly at a minimal cost. You have the right to counter a lowball offer by asking for a higher amount. Accepting a settlement too quickly bars you from pursuing additional compensation in the future. That means you will have to cover any additional costs arising from your injury out of pocket. The best practice is to talk to a lawyer before accepting a settlement, especially if you receive the offer immediately after the accident/incident.
If you were injured in a trucking accident in Chicago, Berwyn, Oak Lawn, Cicero, or a nearby community, call the injury attorneys at Lloyd Miller Law for a free consultation.

Older Pedestrians Need Our Care

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41 million Americans are 65 or older. They are enjoying active and healthier lifestyles achieved often through the simple act of walking. Walking increases bone and muscle strength, mobility, agility, and independence. It helps to prevent, delay and control chronic illness and fosters social interactions and better quality of life.

However, walking, for all its benefits, presents a risk to older pedestrians that could be preventable.

The December issue of the AARP Bulletin noted that people 65 and older make up 13 percent of the population but account for a disproportionate share of pedestrian deaths. This population also sustains more severe injuries than other demographics when hit by a car or bicycle.

Many factors increase the risk for older pedestrians. They may not see or hear as well, think as clearly or move as fast as they once did. Some may fail to make appropriate accommodations for these declines.

Reckless drivers and cyclists may be equally culpable in the rising incidence of older pedestrian injuries. Drivers and cyclists may be dismissive of the capabilities of older pedestrians by trying to turn around a slow pedestrian in a crosswalk or speeding around corners where older pedestrians are attempting to cross.

Until recently, most communities were built for easy vehicular access, not pedestrian safety. Wide two-way streets, often with multiple lanes can make it impossible for an older person to cross in one light.

Drivers and cyclists alike need to be aware of the special considerations of older pedestrian. Aggressive movement cannot be accommodated by older pedestrians and it is the duty of the driver or cyclist to make appropriate adjustments.

Older pedestrians can protect themselves by:

  • Wearing reflective and light clothing
  • Be aware of cyclists as a danger-older pedestrians often don’t look for cyclists
  • Heed the traffic light count-down
  • Enlist the help of other pedestrians to assure safe passage
  • Time your walk across frequently used streets and refrain from stepping off the curb unless there’s enough time left to reach the other side safely
  • I can’t recommend this strategy but many of our older clients state that they prefer to cross in the middle of a block where they can see traffic from both directions and do not need to worry about turning cars.

Walking is a basic need and right of life. Let’s try to make walking safe and enjoyable for older pedestrians.

About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Approx. 20 years
Minnesota Registration Status: Active
Bar & Court Admissions: Illinois State Bar Association U.S. District Court, Northern District of Illinois

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar
About the Author

Kurt D. Lloyd is a plaintiff’s trial lawyer who focuses on medical malpractice and other catastrophic injury cases. He lives in Chicago and represents injured clients throughout Illinois. He is also the founder of Lloyd Miller Law, Ltd.

Years of Experience: Over 35 years
Illinois Registration Status: Active
Bar Admissions: Illinois State Bar